RemitBee IBAN calculator
Banks create an IBAN by merging local account details into a single string of characters, enabling you to calculate an IBAN from these details.
What is an IBAN Number?
IBAN structure
The first two characters of the IBAN represent the country where the bank account is located. For example, 'US' for the United States.
These are two digits used for error-checking purposes. They help ensure the accuracy of the IBAN during the transaction process.
This portion of the IBAN identifies the specific bank and branch where the account is held. It may include a combination of letters and numbers unique to that institution.
The remaining characters in the IBAN represent the individual account number within the bank. This can vary in length depending on the country and bank.
IBAN Examples by country
Country name | SEPA | Length | IBAN Examples |
|---|---|---|---|
 Belgium | Yes | 16 | BE68539007547034 |
 Switzerland | Yes | 21 | CH9300762011623852957 |
 Germany | Yes | 22 | DE89370400440532013000 |
 Estonia | Yes | 20 | EE382200221020145685 |
 Spain | Yes | 24 | ES9121000418450200051332 |
 Finland | Yes | 18 | FI2112345600000785 |
 France | Yes | 27 | FR1420041010050500013M02606 |
United Kingdom | Yes | 22 | GB29NWBK60161331926819 |
 Hungary | Yes | 28 | HU42117730161111101800000000 |
 Ireland | Yes | 22 | IE29AIBK93115212345678 |
Know the difference
IBAN or SWIFT/BIC code, what’s the difference?
An IBAN identifies a specific bank accountand can be up to 34 alphanumeric characters long, varying by country. For example, 'DE89 3704 0044 0532 0130 00' is an IBAN where “DE“ is the country code, “89“ are the check digits, “3704 0044“ is the bank identifier, and “0532 0130 00“ is the account number.
Essentially, the SWIFT/BIC code focuses on the bank, while the IBAN focuses on the individual account, working together to ensure accurate international money transfers.
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